Blog - Teri Kainz and The Kainz Team

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Does It Make Sense To Buy a Home Right Now?

Thinking about buying a home? If so, you’re probably wondering: should I buy now or wait? Nobody can make that decision for you, but here’s some information that can help you decide. What’s Next for Home Prices? Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 experts—economists, real estate professionals, and […]
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4 Tips To Make Your Strongest Offer on a Home

Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low – and that’s leading to multiple-offer scenarios. And moving into the peak home buying season this spring, this is only expected to ramp up more. Remember these […]
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Finding Your Perfect Home in a Fixer Upper

If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has good bones. Fixer-uppers can be a really great option if you’re looking to break into the housing market or […]
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What To Know About Credit Scores Before Buying a Home

If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An […]

Front Porch Does It Make Sense To Buy a Home Right Now? Thinking about buying a home? If so, you’re probably wondering: should I buy now or wait? Nobody can make that decision for you, but here’s some information that can help you decide. What’s Next for Home Prices? Each quarter, Fannie Mae and Pulsenomics publish the results of the Home Price Expectations Survey (HPES). It asks more than 100 experts—economists, real estate professionals, and […]

Front Porch 4 Tips To Make Your Strongest Offer on a Home Are you thinking about buying a home soon? If so, you should know today’s market is competitive in many areas because the number of homes for sale is still low – and that’s leading to multiple-offer scenarios. And moving into the peak home buying season this spring, this is only expected to ramp up more. Remember these […]

Front Porch Finding Your Perfect Home in a Fixer Upper If you’re trying to buy a home and are having a hard time finding one you can afford, it may be time to consider a fixer-upper. That’s a house that needs a little elbow grease or some updates, but has good bones. Fixer-uppers can be a really great option if you’re looking to break into the housing market or […]

Front Porch What To Know About Credit Scores Before Buying a Home If you want to buy a home, you should know your credit score is a critical piece of the puzzle when it comes to qualifying for a mortgage. Lenders review your credit to see if you typically make payments on time, pay back debts, and more. Your credit score can also help determine your mortgage rate. An […]

Front Porch The Truth About Down Payments If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your loan type or lender, […]

Front Porch Why So Many People Fall in Love with Homeownership 🏠 Dive into why becoming a homeowner is such a heartfelt journey and why it's easy to fall in love with owning a home.

Front Porch Loan options for first-home buyers 🏦 Have you ever heard the term “Silver Tsunami” and wondered what it's all about? If so, that might be because there’s been lot...

Front Porch Will a Silver Tsunami Change the 2024 Housing Market? 👩‍🦳 Have you ever heard the term “Silver Tsunami” and wondered what it's all about? If so, that might be because there’s been lot...

Front Porch Avoid These Common Mistakes After Applying for a Mortgage 🏡 Key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of things to remember...

Front Porch Ways Your Home Equity Can Help You Reach Your Goals 📈 Your home’s equity is the difference between how much your home is worth and how much you owe on your mortgage.

Front Porch Things To Consider If Your House Didn’t Sell If your listing has expired and your house didn’t sell, it’s completely normal to feel a mix of frustration and disappointment. Understandably, you’re probably wondering what may have gone wrong. Here are three questions to think about as you figure out what to do next.

Front Porch These Non-Financial Benefits Turn a House into a Happy Home If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.

Front Porch Expert Quotes on the 2024 Housing Market Forecast If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.

Front Porch Down Payment Assistance Programs Can Help Pave the Way to Homeownership If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step.

Front Porch When You Sell Your House, Where Do You Plan To Go? One thing that can help you find your next home is exploring all your options, including both homes that have been lived in before as well as newly built ones. Let’s look at the benefits of each one.

Front Porch 2024 Housing Market Forecast Thinking of buying or selling a house and wondering what the new year holds for the housing market? Here’s how experts say it’ll stack up.

Front Porch Is Your House the Top Thing on a Buyer’s Wish List this Holiday Season? Are you dreaming of buying your own home and wondering about how you’ll save for a down payment? You’re not alone. Some people think about tapping into their 401(k) savings to make it happen. But before you decide to dip into your retirement to buy a home, be sure to consider all possible alternatives and talk with a financial expert. Here’s why.

Front Porch Affordable Homeownership Strategies for Gen Z The idea of affordable homeownership has always been a big part of the American Dream. It's a symbol of stability, independence

Front Porch Are Higher Mortgage Rates Here To Stay? 📈 Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see graph below):

Front Porch Your Home Equity Can Offset Affordability Challenges 📊 Mortgage rates may be making you wonder if selling is the right decision. Here’s what you need to know about how home equity can help.